Credit Based on Potential, not History
Secured Credit Card, No Credit Check!
Top Features at a Glance:
- Guaranteed and Instant Approval regardless of bad or no credit score.
- Requires no hard credit check to apply.
- No monthly or annual fee.
- 15% cashback welcome bonus ($25 value) with ongoing unlimited 5% cashback.
- Credit limit: $50-$10,000.
- Flexible Limits: Increase your credit limit whenever you need.
- Security funds are required. What are security funds?
- New To Credit or Bad Credit? No Problem!
- Get credit with a Mastercard designed for those who need a fresh start.
You’re Guaranteed Instant Approval as long as you meet these three conditions:
1. You’re a resident of Canada.
2. You’re at least the age of majority in your province or territory of residence.
3. You provide the necessary security funds – between $50 to $10,000.
How to Get this Mastercard and Gain Access to the Credit You Deserve.
A secured credit card for ALL, regardless of your credit history.
Submit your completed application for the Guaranteed Secured Mastercard.
Provide Security Funds
Receive instant approval and provide the required security funds – these act as collateral and help show Neo Financial you’re committed to using the card responsibly.
The Neo secured card™ may help you build your credit while earning cashback rewards – all with no annual fee. Unlike traditional credit cards, Neo won’t check your credit history, and you’re guaranteed approval.
Voted Canada’s Best Cashback Card for a Reason
So many ways to earn cashback.
Earn an average of 5% unlimited cashback at thousands of Neo partners.
Earn up to 15% cashback on your first purchase at participating partners.
If your overall cashback falls below 0.5%, Neo will top you up.
Frequently Asked Questions (FAQs) about the Neo Secured Mastercard™