Credit Based on Potential, not History

Secured Credit Card, No Credit Check!

4.5/5

Customer Reviews

neo-secured-credit-card-canada

Guaranteed Secured Mastercard

$0

Annual Fee

5%

Average Unlimited Cashback

$50-$10,000

Credit Limit

$25

Sign-up Bonus

neo-credit-card-canada

Top Features at a Glance:

  • Guaranteed and Instant Approval regardless of bad or no credit score.
  • Requires no hard credit check to apply.
  • No monthly or annual fee.
  • 15% cashback welcome bonus ($25 value) with ongoing unlimited 5% cashback.
  • Credit limit: $50-$10,000.
  • Flexible Limits: Increase your credit limit whenever you need.
  • Security funds are required. What are security funds?
  • New To Credit or Bad Credit? No Problem!
  • Get credit with a Mastercard designed for those who need a fresh start.

You’re Guaranteed Instant Approval as long as you meet these three conditions:

1. You’re a resident of Canada.

2. You’re at least the age of majority in your province or territory of residence.

3. You provide the necessary security funds – between $50 to $10,000.

How to Get this Mastercard and Gain Access to the Credit You Deserve.

A secured credit card for ALL, regardless of your credit history.

Apply

Submit your completed application for the Guaranteed Secured Mastercard.

Provide Security Funds

Receive instant approval and provide the required security funds – these act as collateral and help show Neo Financial you’re committed to using the card responsibly.

Build Credit

The Neo secured card™ may help you build your credit while earning cashback rewards – all with no annual fee. Unlike traditional credit cards, Neo won’t check your credit history, and you’re guaranteed approval.

quote

The card is great – tons of cash back rewards at local businesses, really intuitive and helpful messaging about your credit, etc. And the app is awesome too, rewards map/search, granular card management, etc, that I’ve never seen for another credit card.“​

G. Jones
– Neo Customer

quote

Epic! It has made me love using a credit card. It’s effortless and easy to use. Requesting money from my bank account takes minutes and payment is applied instantly! No more needing to wait.“​

K. DuPont
– Neo Customer

quote

The card is great – tons of cash back rewards at local businesses, really intuitive and helpful messaging about your credit, etc. And the app is awesome too, rewards map/search, granular card management, etc, that I’ve never seen for another credit card.“​

G. Jones
– Neo Customer

Ratings and Reviews

⭐️⭐️⭐️⭐️⭐️ 4.5/5
Customer Reviews
Read Neo Secured Card Review >

Voted Canada’s Best Cashback Card for a Reason

So many ways to earn cashback.


5%

Average Cashback.

Earn an average of 5% unlimited cashback at thousands of Neo partners.

15%

Welcome Bonuses.

Earn up to 15% cashback on your first purchase at participating partners.

0.5%

Cashback Guarantee.

If your overall cashback falls below 0.5%, Neo will top you up.

FAQs

Frequently Asked Questions (FAQs) about the Neo Secured Mastercard™

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