Not Sure How Much to Tip? George Kamel Shares What to Do in These 12 Scenarios

As digital payment prompts multiply and “tip creep” spreads to new corners of the service industry, Americans are increasingly unsure about when, where, and how much to tip. In fact, only about one-third of Americans say it’s “very or extremely easy” to know the right amount to tip in different situations, according to a recent Pew Research Center survey. 

This uncertainty comes at a time when tipping expectations are evolving rapidly: 33% of people now feel pressured to tip more often or in higher amounts than just five years ago, and over a quarter have started avoiding businesses that aggressively prompt for tips.

Kamel emphasizes that servers usually earn a low hourly wage, so tips are important to their livelihood, a sentiment echoed by industry data showing that many tipped workers still earn as little as $2.13 an hour. Below is a guide that’ll help you support service workers fairly, avoid tip fatigue, and feel confident every time the tip screen appears.

Sit-Down Restaurant Server

Image Credit: jackf via 123RF
  • Tip: 15–20% of the bill; up to 25% for exceptional service.

Servers in the U.S. often earn less than minimum wage—sometimes as low as $2.13 per hour—because it’s assumed tips will make up the difference. This makes gratuities essential for their financial stability. The national average tip at sit-down restaurants in early 2025 is 18.85%, and recent data shows full-service restaurant tips averaging 18.9% to 19.4%. Delaware leads the nation in generosity, with average tips of 22.5% at full-service restaurants.

67% of Americans who dine at sit-down restaurants always tip their server, and Millennials are the most generous tippers, averaging 19.5%, while those 61+ tip less, at 16.4%. Tipping 15–20% at sit-down restaurants remains the standard, with 25% reserved for exceptional service. 

Fast-Food Restaurants

Photo Credit: UsersAdvice/pixabay
  • Tip: Optional; tip only if the service is above and beyond.

Tipping at fast-food restaurants is not expected or required, as employees typically earn at least minimum wage and are not tip-dependent like full-service restaurant servers. However, if an employee provides exceptional service—such as accommodating special requests, going out of their way to help, or handling a complicated order—leaving a small tip (such as rounding up or a couple of dollars) is appreciated but not mandatory.

In 2023, 48% of quick-service restaurants offered customers a tipping option, up from 38% in 2020, and this number continues to rise. Despite these prompts, most consumers do not feel obligated to tip unless they receive extra service. About 63% of Americans say they usually tip at fast-food joints, but most agree it’s not required unless the service exceeds expectations.

Buffet Restaurant

Things That You Do Not Need to Tip
Image Credit: Image Hunter/Pexels
  • Tip: At least 10% of the bill; more if the service is outstanding.

Even though buffet restaurants operate on a self-service model for food, the staff plays an important role by providing essential services. They help by bringing drinks, clearing plates, and occasionally serving specialty items or assisting with special requests. Their contributions enhance the cleanliness and enjoyment of the dining experience while supporting the overall operation of the restaurant.

According to recent surveys, 54% of diners say they tip at buffets, but the average tip is lower than at full-service restaurants. The standard recommendation from etiquette experts and financial advisors like George Kamel is a minimum of 10% of the bill, with 15% or more appropriate for attentive or exceptional service.

Takeout Orders

Takeout Food
Photo Credit: Norma Mortenson/Pexels
  • Tip: Not mandatory, but a small tip ($2–$5) is appreciated for large or complicated orders.

Takeout staff may spend extra time packaging food, ensuring order accuracy, and sometimes bringing your order to your car. While they typically earn at least minimum wage, a tip is a nice gesture for extra effort, especially with large, complex, or custom orders.

Tipping for takeout is on the rise due to digital prompts and changing consumer habits. Recent data shows that 23% of Americans tip when picking up takeout, up from 17% in 2019. However, the majority still see it as optional, reserving tips for when service goes above and beyond.

Food Delivery (e.g., DoorDash, Uber Eats)

Tipping in America: Unnecessary Things You’re Expected to Tip For
Photo Credit: Pixabay
  • Tip: 10–20% of the bill.

Food delivery workers—whether through traditional restaurants or apps like DoorDash, Uber Eats, and Grubhub—often earn a low base pay and rely on tips to make a living wage. They deal with traffic, weather, parking difficulties, and tight delivery windows to ensure your food arrives hot and on time. Tips help offset these challenges and are a key part of their income.

Tipping for delivery has become more standardized with the rise of app-based services. According to a 2024 Bankrate survey, 51% of Americans say they always tip their delivery drivers, and the average tip hovers around 16–18%. Many apps now suggest default tip amounts of 15–20%, reflecting growing expectations for fair compensation.

Drive-In or Carhop Service

Image Credit: Cindy Funk via Wikimedia Commons
  • Tip: 15–20% of the bill.

Carhops and drive-in servers bring your food directly to your vehicle, often braving challenging weather, busy parking lots, and the physical demands of outdoor service. Their role is similar to that of a restaurant server, and in many cases, they rely on tips as a significant part of their income.

With the resurgence of drive-in dining and curbside pickup post-pandemic, tipping expectations for carhops have become more standardized. Digital payment systems at many drive-ins now prompt for tips, further normalizing this practice.

Coffee Barista

Photo Credit: Shutterstock
  • Tip: $1–$2 per drink.

Baristas often put extra care into crafting your coffee, especially for specialty drinks or large, complicated orders. While they typically earn at least minimum wage, tips help supplement their income and recognize their attention to detail and service.

Tipping at coffee shops is increasingly common due to digital payment prompts, but it remains optional. According to a 2024 survey by Square, about 49% of coffee shop patrons leave a tip, with the average tip amount rising to $1.25 per transaction. 

Customers are more likely to tip for larger or more complex orders or when service is particularly friendly or efficient.

Bartender

Bartender  
Image Credit: wavebreakmediamicro via 123RF
  • Tip: $1–$2 per drink, or 15–20% of the tab if running a tab

Bartenders typically earn a low hourly wage and depend heavily on tips to make up the difference. Their job involves not just pouring drinks but also mixing complex cocktails, providing recommendations, and ensuring a welcoming atmosphere. Tips are a major component of their overall compensation.

According to Toast, the average tip per drink is $1.75. For tabs, most customers tip between 15% and 20%. 

Valet Parking

Image Credit: andreypopov via 123RF
  • Tip: $5 per car; more at upscale venues

Valet attendants provide a convenient service by parking and retrieving your vehicle, often in challenging weather or busy urban environments. Their attention to your car’s safety and their promptness are key aspects of the service. In many cities, valets rely on tips as a significant portion of their income, especially since their base pay is often close to minimum wage.

The standard tip for valet service has increased in recent years, with $5 now considered the minimum per car, up from $2–$3 a decade ago. At upscale venues or luxury hotels, $10 or more is common, especially for exceptional service or when requesting your car quickly.

Rideshare (Uber, Lyft, Taxi)

Powerful Ways to Boost Your Income With a Side Hustle
Photo Credit: Tero Vesalaine/Shutterstock
  • Tip: 10–15% of the fare

Rideshare and taxi drivers often rely on tips to supplement their base pay, which can fluctuate due to demand, location, and platform fees. Tips help them cover expenses like fuel, vehicle maintenance, and insurance.

According to a recently released report by Gridwise Analytics, only 28% of rideshare trips result in tips. Unless your experience was unsafe or unprofessional, tipping is expected and appreciated.

Grocery Delivery (Shipt, Instacart)

Image Credit: Phillip Pessar/Wikimedia Commons
  • Tip: 15–20% of the bill

Grocery delivery workers for services like Instacart, Shipt, and Amazon Fresh do much more than drop off your groceries—they shop for your items, handle substitutions, and often communicate with you about your preferences.

Digital prompts in delivery apps have made tipping easier and more visible, further solidifying this expectation. For grocery delivery, tipping 15–20% of the bill is now standard and directly supports the workers who shop for and deliver your groceries.

Personal Care (Hair Stylist, Barber, Manicurist, Tattoo Artist)

15 Things Rising Faster Than Incomes That May Soon Be Unaffordable
Photo Credit: RDNE Stock project/Pexels
  • Tip: 15–20% of the service cost

Tipping 15–20% of the service cost is the standard for hair stylists, barbers, nail techs, and tattoo artists. Exceptional service or complicated requests deserve even more. 

Personal care professionals—such as hair stylists, barbers, manicurists, estheticians, and tattoo artists—often rely on tips to supplement their income. Many of these workers rent their workspace or are classified as independent contractors, meaning they pay for their own supplies and overhead.

Some salons and studios even include suggested tip percentages on receipts or payment screens.

Disclaimer – The Finance Key does not provide and does not intend to provide financial, investment, tax, or legal advice. Information contained in this article is for informational and educational purposes only. This list is solely the author’s opinion based on research and publicly available information. The inclusion of links to third-party content is not an endorsement by The Finance Key of such content or services. Please do your due diligence and use your discretion.

You Might Also Like:

Happy tourist having a video call with a smart phone on travel destination in the beaches
Photo Credit: Shutterstock

How To Stick To Your Holiday Budget and Avoid Debt: With the holiday season in full swing, many find themselves facing high expenses. The anticipation of gift-giving, coupled with the desire to create unforgettable moments, often leads to the common tradition of seasonal spending, with the average holiday budget reaching a considerable sum.

Follow us on PinterestFollow

Leave a Comment

Your email address will not be published. Required fields are marked *

SUBSCRIBE NOW

Learn How to Build Wealth and Attain Financial Freedom! 

For the latest financial wisdom, straight to your inbox.

No thanks, I don't want to build wealth
Scroll to Top