Top-Rated Secured Credit Cards Canada (Updated March 2024)

Start building strong credit with the top secured credit cards currently available in Canada. TheFinanceKey has reviewed and rated the best-secured credit cards in Canada to help get you on track to future financial security.

Apply online for a quick, easy, and seamless application process. Perfect for all credit histories and backgrounds. A bankruptcy or consumer proposal will not cause you to be declined.

1. Neo

guaranteed secured mastercard canada

(1,062 Reviews)

● Guaranteed & Instant Approval regardless of bad or no credit score
● Requires no hard credit check to apply
● No monthly or annual fee
● 15% cashback welcome bonus ($25 value) with ongoing unlimited 5% cashback
● Credit limit: $50-$10,000
● New To Credit or Bad Credit? No Problem!
● Build credit with a Mastercard designed for those who need a fresh start
● Reports monthly to the Canadian Credit Bureau – Transunion

Read Review >

9.9

Outstanding

2. Refresh

refresh-financial-secured-credit-card-canada

(2,169 Reviews)

Read Review >

9.3

Excellent

Overall Best Secured Credit Card, Canada

1. Neo

guaranteed secured mastercard canada

(1,062 Reviews)

● Guaranteed & Instant Approval regardless of bad or no credit score
● Requires no hard credit check to apply
● No monthly or annual fee
● 15% cashback welcome bonus ($25 value) with ongoing unlimited 5% cashback
● Credit limit: $50-$10,000
● New to Credit or Bad Credit? No Problem!
● Build credit with a Mastercard designed for those who need a fresh start
● Reports monthly to the Canadian Credit Bureau – Transunion

Read Review >

9.9

Outstanding

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