Top Cash Back Credit Cards Canada (Updated March 2023)
We have reviewed and rated the top cash back credit cards in Canada to help you get the most bang for your buck! Discover the highest cash back credit cards in Canada with no annual fee.
Apply online for a quick, easy, and seamless application process.
1. Neo Card™️
(1,062 Reviews)
● Annual Fee: $0
● Welcome Bonus: 15% cashback welcome bonus ($25 value)
● Cashback Earn Rate: 5% unlimited cashback at 8,000+ partners. 0.50%-1% guaranteed unlimited cashback everywhere else
● Minimum Income Required: N/A
● Credit Limit: $500 – $8,000
● Regular APR (Interest Rates): 19.99%-26.99%
Outstanding
2. Tangerine Money-Back Credit Card
(2,169 Reviews)
● Annual Fee: $0
● Welcome Bonus: 10% cashback on up to $1,000 for the first 2 months ($100 value). Plus, get a 1.95% low interest rate on balance transfers for 6 months.
● Cashback Earn Rate: 2% unlimited cash back on up to three categories. 0.50% unlimited cash back on everything else
● Minimum Income Required: $12,000 (individual) annual income
● Credit Limit: $1,000 – $30,000
● Regular APR (Interest Rates): 19.95%
Outstanding
3. National Bank mycredit Mastercard
(1,469 Reviews)
● Annual Fee: $0
● Welcome Bonus: N/A
● Cashback Earn Rate: 1% unlimited cash back on restaurant purchases and recurring pre-authorized payments. 0.50% unlimited cash back on everything else
● Minimum Income Required: $0 (None)
● Credit Limit: $500 – $30,000
● Regular APR (Interest Rates): 20.99%-22.49%
Excellent
Overall Best Cash Back MasterCard, Canada
1. Neo Card™️
(1,062 Reviews)
● Annual Fee: $0
● Welcome Bonus: 15% cashback welcome bonus ($25 value)
● Cashback Earn Rate: 5% unlimited cashback at 8,000+ partners. 0.50%-1% guaranteed unlimited cashback everywhere else
● Minimum Income Required: N/A
● Credit Limit: $500 – $8,000
● Regular APR (Interest Rates): 19.99%-26.99%
